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Four apps, one question each answers differently

They all try to name the right card. They differ in what they take to do it, and in where the answer reaches you.
Products
4
Rows
9
Source
Public docs
Updated
September 2026

Swipe the table sideways to read all four products.

MaxRewards

Third-party product

Kudos

Third-party product

CardPointers

Third-party product

Summary

0
credentials collected
1
issuer login per card
1
browser extension
0
credentials required
What it is
You type the cards you carry. Merchant location resolves the store.Links your card accounts with your issuer logins to read spend and offers.Sits in the browser at checkout and recommends a card for that purchase.You add cards by hand; offers can be activated through a linked extension.
Setup
Type your card names, onceSign in to each card accountInstall the extension, link a cardType your card names, once
Needs a bank or issuer login
No, neverYesPartly, card linkingNo
Where the answer appears
Lock Screen and Apple Watch, before you unlockIn the app, when you open itIn the browser at checkoutIn the app and its widgets
Works at a physical counter
Yes, that is the whole pointYes, if you open the appWeakest hereYes
Reads your transactions
NoYesAt checkoutNo
Issuer offers
Reminds you, you tapActivates them for youSurfaces them at checkoutCan activate through the extension
States when merchant coding is uncertain
Yes, on the card itselfNot shownNot shownNot shown
Platforms
iOS 18 and watchOS 11iOS and AndroidBrowser, iOS and AndroidiOS, macOS, browser

Each column is summarised from that product's own public description of how it works, in September 2026. Where a product changes, this page changes. CardPointers is the closest peer: it also refuses the bank login, and it is a good app. Why CardSwipe refuses the login too.

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